需要包含的字段：

members.csv: agent_code, agent_name, title, join_date, division, last_year_fyc, last_year_max_bonus, persistency_rate, annual_renewal_commission

policies.csv: policy_code, agent_code, benefit_code(product), approval_date, AFYP, AFYC, status, annual_premium_USD

需要包含的字段（数据库导出格式）：

agent code, agent name, Title, Contract Date, divison, NSC, FYC, H&P NSC, Net Case, Net Life Case, AMM, FYC last year, last_year_max_bonus, Persistency Rate, Own-RYC, finance_plan_code, plan_effective_date, mf_amount, education_level

需要包含的字段：

memberlist.xlsx: Division, agent code, agent name, Title, First Contract Date, direct upline, upline-sum/up

performance.xlsx: agent code, agent name, Period, personal NSC, personal Net Case, Direct NSC, Direct QHC, Group NSC, Group QHC, personal persistency, group persistency